Hard Working Americans Deserve Access to

High Quality, Affordable Healthcare

We're ending the industry abuse of
personal gain above patient wellbeing.

Discover how individuals, families and groups are saving 30% - 50% their health insurance premiums.

Eliminate soaring premiums and
skyrocketing procedure costs for good.

Americans are Taking Their Buying Power Back with a Consumer-Focused,

Defined Benefits Health Plan:

Save 30% or More
Individual Owned
Client controls policy coverage and changes
Clarity on procedure costs and benefits 
No surprises
Consumer Choice
Client chooses the best health provider 
No network restrictions





Healthcare Expert

PHCS Extended Network

for Additional Savings

Patient Advocate

and Bill Negotiation

Unlimited Service by

Web and Phone 24/7

Save on Medications, Wellness Adherence Support


Our Partners & Resources

Individual & Group

Health Wellness Plans

Find & Buy Procedures in

 Save up to 60%

High Quality Imaging

at a Fraction of the Price

Keeping Small Business Open & Thriving by

Providing Individualized Plans for Your Employees

Looking for an Outstanding Solution for Employee Benefits?

  • Lower Your Premiums
  • Attract & Retain Great Employees
  • Keep Costs Low with Wellness Services
  •  No More COBRA
Upload a Group Census
Max File Size 15MB

Our Goal: Keep People Financially Strong

and Small Businesses Alive 

Saving $250,000,000


Accident Insurance

Major Medical Health Insurance

Disability Benefits

Hospital Indemnity Insurance

Critical Illness Insurance



USA Flag

Finally the healthcare

reform you've been asking for is here.


Join our H.E.R.O Network

Health Education Resource Options

Everything you need to know about being a savvy healthcare consumer.

H.E.R.O. Training 

Health Education Resource Options 


UPCOMING H.E.R.O Training Topics: 


New Enrollment Training:

Features of a Defined Benefits Plan

How to Best Use Your Defined Benefits Plan and Save BIG!

Lowering Your Health Risk Lowers Premiums. We'll show you how it's done.


Now Serving Nationwide

Tel: + 936-449-0454

Claims/ Customer Support

Tel: + 936-494-8962

Upload a Group Census
Max File Size 15MB

Attention: This website is operated by Tish Zitzow Health Insurance Associates, LLC. In offering this website, Tish Zitzow Health Insurance Associates, LLC is required to comply with all applicable federal laws, including the standards established under 45 CFR 155.220(c) and (d) and standards established under 45 CFR 155.260 to protect the privacy and security of personally identifiable information. This website may not display all data on Qualified Health Plans being offered in your state. To see all available data on Qualified Health Plan options in your state, go to the Health Insurance Marketplace website at HealthCare.gov.

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