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America's Healthcare Expert 

VIDEOS - TIPS - RESOURCES

In 2016, President Trump came to the rescue by first zeroing out the penalties for not having insurance, and second inspiring companies to develop free-market products that would compete with ACA major medical plans.

 

The vehicle for these free market solutions is called a, "Fixed Indemnity or Defined Benefits" plan. It pays money just like any insurance, the difference is a defined benefit will pay the doctor, hospital or YOU directly for the services you shop for. If you have the money, you have the control. If you have cash in hand, you have a greater chance to negotiate fees which puts the power in the hand of the consumer.

Check out the latest videos in healthcare reform that benefit you directly.

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**BUYERS BEWARE**

There is quite a bit of fraud in this industry. NEVER click on an ad on social media, as these are not regulated, and once you click, you may have approved an unknown source to switch your plans. YES, this is happening. ONLY BUY DIRECTLY FROM AN AGENT, verify their identity and experience (as well as their location) at www.nipr.com to ensure you are working with a credible agent/broker. Yes, you can check us out. NPN (National Producer Number) 18481856.  Inbound robo calls are also call centers who BOUGHT your information from a random form you may have filled out for a quote as well. AVOID THE CALLS AND THE  CALL CENTERS! Once we enroll you, you are DONE, and can avoid it all! 

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